North 27 Bites and Insights with AMP Economists Trade Promotion
Terms and Conditions
1. Entry in the North 27 Bites and Insights with AMP Economists promotion (the Promotion) is deemed acceptance of these terms and conditions (Terms and Conditions).
2. The Promoter - The promoter of the Promotion is AMP Services Limited ABN 50 081 143 786 of Level 29, 50 Bridge Street, Sydney NSW 2000 (the Promoter). The Promoter means the Promoter or any of its related bodies corporate.
3. Who can enter? Entry is open to financial advisers who are Australian residents, are aged 18 years or over at the time of the Promotional Period and satisfy the entry requirements set out under “How to enter” (each an Eligible Person).
4. Entry into the Promotion is subject to these Terms and Conditions.
5. The directors, officers and employees (and their immediate families) of the Promoter (and its related bodies corporate), are ineligible to enter this draw. The directors, officers, and employees (and their immediate families) of contractors, suppliers and agencies who are associated with the Promotion, draw or competition are also ineligible to enter. Immediate family means spouse, de-facto partner, parent, sibling or child and includes natural, step or by adoption.
6. Prizes - There will be five (5) prize winners, compromising one (1) winner for each Event listed in under “Event dates and location”. A separate prize will be awarded to each winner.
7. Each prize consists of a separate AMP Economist(s)' Bites and Insights educational session of one (1) hour for that winner and up to nine (9) other employees of that winner's financial advice practice, for a maximum of ten (10) attendees per session.
8. The maximum value of each prize is $280 (including GST). The total prize pool is up to $1,400 (including GST).
9. In these Terms and Conditions, unless the context requires otherwise, a reference to "the winner" means each winner, and a reference to "the prize" means the prize awarded to that winner.
10. Each winner must accept the prize in the manner notified by the Promoter by 24th June 2027. If a winner does not accept the prize by that time, is unable or unwilling to accept the prize, or is subsequently determined not to have been eligible to enter the Promotion, the Promoter may deal with the prize in accordance with the unclaimed prize provisions of these Terms and Conditions.
11. Acceptance of the prize is subject to the winner continuing to comply with these Terms and Conditions.
12. Each Bites and Insights session must be held by 24th December 2027 (unless otherwise agreed by the Promoter) at a suitable office of the winner's financial advice practice located in Australia, at a location reasonably acceptable to the Promoter. If the session cannot be held by that date due to circumstances beyond the reasonable control of the Promoter, the Promoter may reschedule the session to a later date.
13. Each winner must reasonably cooperate with the Promoter to arrange and facilitate the Bites and Insights session, including agreeing a suitable date, time and location and providing any information reasonably required for the session. If the winner is unable or unwilling to participate in the session on a date reasonably proposed by the Promoter, the Promoter may deal with the prize in accordance with the unclaimed prize provisions of these Terms and Conditions.
14. The AMP Economist(s) who will participate in the session will be selected by the Promoter in its discretion and will be subject to availability. A winner will not be entitled to select a particular AMP Economist. The Promoter will arrange the attendance of the participating AMP Economist(s) at the session and will bear all associated costs with the AMP Economist(s)’ attendance.
15. Any travel or other expenses incurred by the winner or any other attendee in attending the Bites and Insights session are not included in the prize and are the sole responsibility of the winner or that attendee.
16. The Promoter will provide catering for the Bites and Insights session up to a maximum value of AUD $280 (including GST). Catering will not include alcoholic beverages, and the session will be an alcohol-free event.
17. The prize is not transferable, exchangeable or redeemable for cash. If the prize or any component becomes unavailable, the Promoter may provide a substitute of equal or greater value, subject to applicable law.
18. The prize is not funded out of the assets of any superannuation fund.
19. Any tax implications arising from the prize, acceptance or use of the prize are the responsibility of the winner, and the winner should obtain independent tax advice as appropriate.
How to enter
20. The Promotion will run from 9:00 AM AEDT on 28th October 2027 and closes 5:00 PM AEDT on 29th January 2027 (Promotional Period)
21. To qualify for entry into the Promotion, an Eligible Person must: (a) register for one (1) Event during the Promotional Period; and (b) attend the Event for which the Eligible Person registered (Entry).
Each North 27 Roadshow event listed below is an Event for the purposes of these Terms and Conditions:
Event dates and locations
- Thursday 18 February 2027: Adelaide Convention Centre – Gilbert Suite
- Thursday 25 February 2027: Zinc at Federation Square, Melbourne
- Tuesday 2 March 2027: The Calile Hotel, Brisbane
- Thursday 18 March 2027: Fraser’s, Kings Park, Perth
- Tuesday 23 March 2027: State Library of New South Wales – Auditorium & Atrium, Sydney
22. An Eligible Person who registers for an Event during the Promotional Period and attends that Event will automatically receive one (1) entry into the Promotion. No further action is required to enter.
23. Participation in the Promotion is free of charge.
24. Only one (1) entry is permitted per Eligible Person. Registration for more than one Event will not entitle an Eligible Person to more than one (1) entry.
25. Each Entry will be allocated to the relevant draw for the Event the Eligible Person registered for and attended. If an Eligible Person attends more than one Event, their Entry will be allocated to the first Event they attended.
26. Only registrations for an Event made during the Promotional Period will be accepted.
27. An Entry which the Promoter determines is incomplete, indecipherable or illegible will be deemed invalid.
Promoter’s right with respect to Entries and entrants
28. The Promoter reserves the right, at any time, to:
a) verify the validity of any Entry and the identity of entrants (including an entrant’s name, age and place of residence, as well as use Event registration and attendance records to verify eligibility); and
b) to disqualify any entrant who:
(i) submits an Entry that is not in accordance with these Terms and Conditions;
(ii) tampers with the entry process;
c) accept in its absolute discretion any entries that contain errors or omissions.
29. If the Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law:
a) to disqualify any entrant;
b) to disqualify any Entry; or
c) subject to any written directions from a regulatory authority, to take such steps as the Promoter considers reasonably necessary to address the interference or change of circumstances which may include modification, suspension, termination or cancellation of the Promotion.
30. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.
31. The Promoter reserves the right to amend, cancel or suspend the Promotion where reasonably necessary to comply with State and Territory laws or where unforeseen circumstances arise.
32. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
The Draw
33. Five (5) separate draws, one (1) for each Event, will take place at QQT, Level 27, 50 Bridge St, Sydney NSW 2000 on 24th March 2027 at 9:00 AM AEDT.
34. For each Event, the first valid Entry drawn at random from the Entries allocated to that Event will win an AMP Economists' Bites and Insights session.
35. Each prize winner will be personally notified by phone and email on 24th March 2027, and the winners' names will be published in North News on 24th March 2027.
The Promoter’s decision in relation to any aspect of this Promotion including with respect to any aspect of the relevant draw and any winner is final and binding and no correspondence will be entered into. By accepting the prize, each prize winner agrees to cooperate with the Promoter in regard to further promotion, marketing and publicity purposes.
Unavailable and unclaimed prizes
36. If any prize is unavailable due to any reason beyond the reasonable control of the Promoter, the Promoter, in its discretion, reserves the right to substitute the prize (or that part of the prize) with a prize to the equal value and/or specification, subject to any written directions from a regulatory authority.
37. If any prize is unclaimed by 24th June 2027, a redraw for that prize may take place on 18th August 2027 from the remaining valid Entries for the relevant Event, at the same time of day and place as the original draw, subject to any directions from a regulatory authority. The names of any redraw winners will be published in North News on 25th August 2027. If there are no valid Entries remaining for the relevant Event, the prize may be redrawn from all remaining valid Entries across all Events.
38. If for any reason this Promotion does not run as planned by the Promoter or is likely not to run as planned by the Promoter, the Promoter may take such steps as it considers reasonably necessary to manage the risks associated with the divergence which may include modification, suspension, termination or cancellation of the Promotion.
Additional Attendees
Each winner is responsible for selecting the additional attendees who will attend the Bites and Insights session and for ensuring that they satisfy any reasonable requirements notified by the Promoter in connection with attendance at the session.
The winner may substitute an additional attendee before the Bites and Insights session, subject to any reasonable requirements notified by the Promoter. No monetary or other compensation will be provided if the winner elects to have fewer than ten attendees participate in the session.
The winner and all attendees must comply with any reasonable directions of the Promoter relating to the conduct, safety and security of the Bites and Insights session. The Promoter may refuse or terminate an individual's participation where reasonably necessary for safety, security or the orderly conduct of the session.
Education purposes only
39. The Bites and Insights session will be provided for educational and informational purposes only. Any information, commentary or views that may be presented or discussed during the session will be general in nature and will not take into account any person’s objectives, financial situation or needs. The content of the session will not constitute, and should not be relied upon as, financial advice or a recommendation to acquire, dispose of or hold any financial product. Participants should consider whether any information provided during the session is appropriate to their circumstances and, where appropriate, seek professional financial advice.
Privacy and consent of the entrant
40. The Promoter will collect and use entrants’ personal information to administer the Promotion, including to verify eligibility, conduct the draw, contact the winner and award the prize. If an entrant does not provide the personal information required to administer the Promotion, the Promoter may not be able to accept their entry or award them a prize.
Personal information will otherwise be handled in accordance with AMP’s Privacy Policy, available at www.amp.com.au/privacy which explains how individuals may access or correct their personal information or make a privacy complaint.
Publicity Consents
41. By accepting the prize, each winner consents to the Promoter using their name, image, likeness and any photographs, video or recordings taken in connection with the prize for the purposes of publicising the Promotion and its outcome, without additional compensation.
42. The Promoter may ask additional attendees to consent to the use of their name, image, likeness and any photographs, video or recordings taken in connection with the session for the purposes of publicising the Promotion and its outcome. The Promoter will obtain any required consent directly from an additional attendee before using that material.
No Liability of the Promoter
43. Nothing in these conditions restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law, including the Competition and Consumer Act 2010 (Cth).
44. Neither the Promoter nor its officers, employees or agents are liable for:
a) a personal injury or distress caused by a prize or participation in the prize or Promotion, including attendance at the Bites and Insights session; or
b) any loss, damage or expense (including loss of opportunity) suffered directly or indirectly as a result of entering the Promotion, winning the promotion or participating in the prize, including attendance at the Bites and Insights session,
except for injury, loss, damage or expense caused by the fraud, gross negligence or breach of contract by the Promoter, or any liability which cannot be excluded by applicable law.
45. The types of liabilities contemplated by the sub-paragraphs directly above include, but are not limited to, technical difficulties, equipment malfunction, theft, unauthorised access, an Entry or prize claim which is late, lost, altered, damaged or misdirected due to an act or omission beyond the reasonable control of the Promoter or tax liability.
46. Any prize supplied by a third-party supplier is subject to the terms and conditions of that third party supplier. The Promoter is not responsible for any loss, damage or injury suffered by any winner or person participating in the prize as a result of the conduct of any third-party supplier or otherwise as a result of the winner accepting or using a prize, except for any liability which cannot be excluded by applicable law.
General
47. These terms and conditions are governed by the laws of New South Wales.
Inconsistency of promotional material
48. If there is any inconsistency between these Terms and Conditions and any advertising or promotional material relating to the Promotion, these Terms and Conditions will prevail to the extent of the inconsistency.
