North
Lifetime Boost

On this page

Create a
Lifetime of
possibilities

Managing a client’s retirement isn’t set and forget. It’s a process of constant evaluation, adaptation and optimisation. We believe the same is true for our retirement solutions. 
 
As the platform Where Growth Happens we constantly evaluate and evolve our offerings to you.  Which is why we are excited to announce that, from 23 November, Lifetime Boost will come as a standard feature for all eligible MyNorth Super clients.

x

What is Lifetime Boost and how does it work?

Currently, MyNorth Lifetime Super sits alongside MyNorth Super as a standalone account.  

From 23 November 2026, all the potential benefits of Lifetime Super will be offered as part of MyNorth Super accounts under the “Lifetime Boost” feature.  

As you help your clients build their super balance, Lifetime Boost is also building an Age Pension concession quietly in the background. If your clients later choose to move some of their super into a MyNorth Lifetime Income or MyNorth Deferred Lifetime Income account, this concession may help them receive some or more Age Pension.  

When Lifetime Boost is activated, North calculates a separate ‘purchase amount’ based on the starting account balance, plus subsequent contributions accrued at the Government upper deeming rate (rather than actual investment returns), less any commutations. As the deeming rate is generally expected to be lower than long-term returns, the purchase amount may be lower than the account balance, potentially creating an Age Pension assets test concession for future use in retirement. 

One small action today, can help better prepare your clients for the possibilities of retirement. 

Which MyNorth Super clients are eligible?

From 23 November 2026, Lifetime Boost will be switched on automatically for eligible MyNorth Super clients, being those who are aged under 59 and haven't yet met a nil cashing condition of release, whether new or existing. There's nothing your clients need to do, and there’s no change to their account number, balance, investments or fees. 

Clients aged 59 and over won't have it switched on automatically, but you can activate it for them if they are below age 64 years and 10 months, have not met a nil cashing condition of release and personal advice has been provided.  

What happens for clients already in MyNorth Lifetime Super?

Clients already in MyNorth Lifetime Super keep everything they have; their account is simply renamed to MyNorth Super, with their same potential benefits under the Lifetime Boost feature. Same account number, same fees and costs, and no change to how their account works today. 

At retirement, clients have more flexibility - they're no longer required to transfer out of their account to keep their options open. 

A quick FAQ

No. Lifetime Boost comes at no additional cost.

No action is required for clients who are eligible for automatic activation, as Lifetime Boost will be activated from 23 November 2026. Clients aged 59 and over may contact you to discuss whether Lifetime Boost is suitable for their circumstances.

As your clients approach retirement, you may wish to discuss their retirement options with them, including how to make the most of Lifetime Boost. When they meet a nil cashing condition of release, they will have 14 days, with your help, to either choose to use part of their super to open a MyNorth Lifetime Income or MyNorth Deferred Lifetime Income account, or havethe account revert to a standard super account. It’s through the MyNorth Lifetime accounts, that they can access the Age Pension concession built up through Lifetime Boost, which may enhance their Age Pension eligibility. Please refer to the MyNorth Super and Pension PDS for more information about these Lifetime accounts.

For existing MyNorth Super clients, no other changes are being made to their account. Their account number, balance, investments and fees will remain the same. Lifetime Boost is simply being added as a feature to their existing account. 

 

For MyNorth Lifetime Super clients, the only change is name of the account. Any concessions on the ‘purchase amount’ that have already accrued will be retained.

Yes. From 23 November 2026 you have the flexibility to manage Lifetime Boost status for your clients through North Online. This gives you the flexibility to discuss the feature with your clients and determine whether it is appropriate for their individual circumstances. As Lifetime Boost is available at no additional cost and does not lock clients into any future decisions, many clients may benefit from keeping the feature active, but you can advise them to decide what is most appropriate for their needs.

How do I find out more information?

More information can be found in our adviser flyer. 

Additionally, register for our webinar to find out more about the changes and what they mean for you and your clients. Or speak with your BDM for more information.


Lifetime Boost: Create a Lifetime of possibilities
Live webinars
Session 1: Thursday 1st October 2026

2.00pm - 3.00pm AEST 

Register now
  
Session 2: Tuesday 13th October 2026

11.00am – 12.00pm AEDT 

Register now
  

Don't predict the future.
Prepare for it.

Discover the market-first retirement income solution to prepare your clients for the possibilities of retirement.
Learn more about MyNorth Lifetime

We're here to help
 

North Service Centre


Monday to Friday
8.30am - 7pm (Sydney time)

Contact a BDM

With experienced, on-the-ground representatives in each state, our team is ready to support with everything from initial set-up and training to client onboarding and day-to-day operations. We're just a phone call away.

View our Sales Team directory

Request a call or schedule a demo

Please complete the form and we will get back to you. If you’re a client, or an adviser already using North, contact our North Service Centre on 1800 667 841 or north@amp.com.au.

Contact us

What you need to know

The information on this webpage has been provided by NMMT Limited ABN 42 058 835 573, AFSL 234653 (NMMT, North), for adviser use only and should not be made available to a retail client. It contains general advice, does not take account of your client’s personal objectives, financial situation or needs, and a client should consider whether this information is appropriate for them before making any decisions. It’s important your clients consider their circumstances and read the relevant product disclosure statement (PDS) and target market determination (TMD), available from northonline.com.au or by contacting the North Service Centre on 1800 667 841, before deciding what’s right for them. All Centrelink and tax information is based on NMMT’s current understanding of the applicable legislation. Any Centrelink and tax information is not personal advice and should not be relied on as such.

MyNorth Lifetime accounts and the Lifetime Boost feature are a part of MyNorth Super and Pension which is issued by N. M. Superannuation Proprietary Limited (ABN 31 008 428 322, AFSL 234654 (NM Super) as trustee of the Wealth Personal Superannuation and Pension Fund (the Fund) ABN 92 381 911 598. The adviser remains responsible for any advice/services they provide to clients including making their own inquiries and ensuring that the advice/services are appropriate and in accordance with all legal requirements.

You can read the Financial Services Guide online for more information, including the fees and benefits that companies related to NMMT, NM Super and their representatives may receive in relation to products and services provided.

North and MyNorth are trademarks registered to NMMT.

All information on this website is subject to change without notice.

© 2024 NMMT Limited. All rights reserved.

AMP acknowledges the Traditional custodians of lands, waters and communities throughout Australia. We pay our respects to the traditions, ancient protocols, and cultural practices of Aboriginal and Torres Strait Islander Peoples, who have lived and cared for country. We extend that same respect and recognition to the Elders of this land, both past and present.