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Diversified managed portfolios

An efficient way to invest in a range of asset classes and sectors.

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Diversified Index Managed Portfolios

Diversified Index is a low-cost managed portfolio solution.

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IndexPlus Managed Portfolios

Leverage the strength of index and active investing in a series of 5 portfolios.

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Research Choice Managed Portfolios

Choose from 12 accumulation, income and objective-based portfolios.

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MyNorth Sustainable Managed Portfolios

Invest based on the environmental, economic and social impact of a company.

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You can find out more in the MyNorth Managed Portfolios product disclosure statement (PDS) and MyNorth Managed Portfolios target market determination (TMD).

Portfolios

Leverage the portfolio construction expertise of some of Australia’s leading investment managers to help bring your investment strategies to life. The investment managers and their portfolios are shown below. For more information, please refer to the target market determinations (TMDs) and factsheets.

Activam

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0444	Activam Conservative & Income Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 2% p.a. Time horizon: 3 years Risk rating: 3/Low to medium	Aims to deliver a rate of return that exceeds inflation CPI .by at least 2% per annum over a rolling 3-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0445	Activam Moderate Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 2.5% p.a. Time horizon: 5 years Risk rating: 4/Medium	Aims to deliver a rate of return that exceeds inflation CPI by at least 2.5% per annum over a rolling 5-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0446	Activam Index-Focused Balanced Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 3% p.a. Time horizon: 7 years Risk rating: 5/Medium to high	Aims to deliver a rate of return that exceeds inflation CPI by at least 3% per annum over a rolling 7-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0447	Activam Balanced Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 3% p.a. Time horizon: 7 years Risk rating: 5/Medium to high	Aims to deliver a rate of return that exceeds inflation CPI by at least 3% per annum over a rolling 7-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0448	Activam Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 3.5% p.a. Time horizon: 10 years Risk rating: 6/High	Aims to deliver a rate of return that exceeds inflation CPI by at least 3.5% per annum over a rolling 10-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0449	Activam High Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: CPI + 4% p.a. Time horizon: 10 years Risk rating: 6/High	Aims to deliver a rate of return that exceeds inflation CPI by at least 4% per annum over a rolling 10-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

AZ Sestante

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0539	Sestante Dynamic Conservative	Style: Active, valuation-based investing, dynamic asset allocation Benchmark: RBA Cash Rate +2.0% p.a. Time horizon: 3 years Risk rating: 4/Medium	The portfolio aims to utilise AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 70% exposure to income assets (such as cash and fixed interest), and around 30% exposure to growth assets (such as shares, property, infrastructure and alternative assets). This approach aims to provide enhanced diversification and improve risk-adjusted returns.	TMD (PDF) Monthly factsheet (PDF)
NTH0540	Sestante Dynamic Moderately Conservative	Style: Active, valuation-based investing, dynamic asset allocation Benchmark: RBA Cash Rate +2.5% p.a. Time horizon: 5 years Risk rating: 4/Medium	The portfolio aims to utilise AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 50% exposure to income assets (such as cash and fixed interest), and around 50% exposure to growth assets (such as shares, property, infrastructure and alternative assets). This approach aims to provide enhanced diversification and improve risk-adjusted returns.	TMD (PDF) Monthly factsheet (PDF)
NTH0541	Sestante Dynamic Balanced	Style: Active, valuation-based investing, dynamic asset allocation Benchmark: RBA Cash Rate +3.5% p.a. Time horizon: 6 years Risk rating: 4/Medium	The portfolio aims to utilise AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 30% exposure to income assets (such as cash and fixed interest), and around 70% exposure to growth assets (such as shares, property, infrastructure and alternative assets). This approach aims to provide enhanced diversification and improve risk-adjusted returns.	TMD (PDF) Monthly factsheet (PDF)
NTH0542	Sestante Dynamic Assertive	Style: Active, valuation-based investing, dynamic asset allocation Benchmark: RBA Cash Rate +4.5% p.a. Time horizon: 7 years Risk rating: 4/Medium	Active - The portfolio aims to utilise AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 15% exposure to income assets (such as cash and fixed interest), and around 85% exposure to growth assets (such as shares, property, infrastructure and alternative assets). This approach aims to provide enhanced diversification and improverisk-adjusted returns.	TMD (PDF) Monthly factsheet (PDF)
NTH0543	Sestante Dynamic Aggressive	Style: Active, valuation-based investing, dynamic asset allocation Benchmark: RBA Cash Rate +5.0% p.a. Time horizon: 7 years Risk rating: 4/Medium	The portfolio aims to utilise AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 2% exposure to income assets (such as cash and fixed interest), and around 98% exposure to growth assets (such as shares, property, infrastructure and alternative assets). This approach aims to provide enhanced diversification and improve risk-adjusted returns.	TMD (PDF) Monthly factsheet (PDF)

Betashares

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0201	Betashares Dynamic ETF Managed PortFolio Conservative	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Conservative Target Allocation NR AUD Time horizon: 3 years Risk rating: 2/Low	Aims to match or outperform the benchmark return over a rolling three-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0202	Betashares Dynamic ETF Managed Portfolio Moderate	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 4 years Risk rating: 3/Low to medium	Aims to match or outperform the benchmark return over a rolling four-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0203	Betashares Dynamic ETF Managed Portfolio Balanced	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 4/Medium	Aims to match or outperform the benchmark return over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0204	Betashares Dynamic ETF Managed Portfolio Growth	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 7 years Risk rating: 5/Medium to high	Aims to match or outperform the benchmark return over a rolling seven-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0205	Betashares Dynamic ETF Managed Portfolio High Growth	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 6/High	Aims to match or outperform the benchmark return over a rolling seven-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0527	Betashares Moderately Geared Balanced Portfolio	Style: Diversified Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 5	Aims to deliver capital growth and income consistent with a balanced risk-return profile. By using a moderately geared strategy, the portfolio seeks to create opportunities for enhanced diversification benefits.	TMD (PDF) Monthly factsheet (PDF)
NTH0528	Betashares Moderately Geared Growth Portfolio	Style: Diversified Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 7 years Risk rating: 6	Aims to deliver capital growth and income consistent with a growth risk-return profile. By using a moderately geared strategy, the portfolio seeks to create opportunities for enhanced diversification benefits.	TMD (PDF) Monthly factsheet (PDF)
NTH0529	Betashares Moderately Geared High Growth Portfolio	Style: Diversified Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 6	Aims to deliver capital growth and income consistent with a high growth risk-return profile. By using a moderately geared strategy, the portfolio seeks to create opportunities for enhanced diversification benefits.	TMD (PDF) Monthly factsheet (PDF)
NTH0530	Betashares Moderately Geared All Growth Portfolio	Style: Diversified Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 7	Aims to deliver enhanced capital growth by using a moderately geared strategy. Additional return potential can be targeted, which will result in higher levels of risk and may only be suitable for those looking to extend their risk-return profilebeyond 100% growth assets.	TMD (PDF) Monthly factsheet (PDF)

BlackRock

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0358	iShares Enhanced Strategic Conservative Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Conservative Target Allocation NR AUD Time horizon: 3 years Risk rating: 3/Low to medium	To match or outperform the benchmark over a rolling three-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0359	iShares Enhanced Strategic Moderate Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 5 years Risk rating: 4/Medium	To match or outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0360	iShares Enhanced Strategic Balanced Portfolio	Multi assets with ETFs Style: Style neutral/valuation driven Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 4/Medium	To match or outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0361	iShares Enhanced Strategic Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 5/Medium to high	To match or outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0362	iShares Enhanced Strategic Aggressive Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	To match or outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0363	iShares Enhanced Strategic All Growth Portfolio	Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	To match or outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

BondAdviser

North Code

Portfolio name

Portfolio summary

Investment objective

Downloads

NTH0544

BondAdviser Income Plus Portfolio (Listed)

Fixed Income

Style: Actively Managed

Benchmark: RBA Cash Rate +1.50% p.a.

Time horizon: 3 years

Risk rating: 4/Medium

Aims to
outperform the RBA Cash Rate by 1.50% p.a. over the medium term of 3 years
(before fees). It also aims to provide higher income returns than traditional
cash investments.

TMD (PDF)

Elston Asset Management

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0306	Elston Growth 50 Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 years Risk rating: 5/Medium to high	To outperform the benchmark over rolling four-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0307	Elston Growth 70 Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	To outperform the benchmark over rolling five-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0308	Elston Growth 85 Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 6 years Risk rating: 6/High	To outperform the benchmark over rolling six-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0309	Elston Growth 97 Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 6/High	To outperform the benchmark over rolling seven-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0551	Elston Income 85 Portfolio	Style: Actively Managed Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 6 Years Risk rating: 6/ high	Aims to provide income potential for long term capital growth, a non-index weighted portfolio construction, and a minimum investment timeframe of six years.	TMD (PDF)
NTH0552	Elston Income 70 Portfolio	Style: Actively Managed Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 Years Risk rating: 6/ high	Aims to provide income potential for long term capital growth, a non-index weighted portfolio construction, and a minimum investment timeframe of four years.	TMD (PDF)
NTH0553	Elston Income 50 Portfolio	Style: Actively Managed Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 Years Risk rating: 5/Medium to high	Aims to provide income potential for long term capital growth, a non-index weighted portfolio construction, and a minimum investment timeframe of four years.	TMD (PDF)

DFA Australia Limited (Dimensional)

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0477	Dimensional Core 50/50 Wealth Portfolio	Single manager/Multi assets Style: Systematic/value/small cap Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 years Risk rating: 5/Medium to high	The portfolio seeks to deliver a total return through both capital appreciation and income.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0478	Dimensional Core 70/30 Wealth Portfolio	Single manager/Multi assets Style: Systematic/value/small cap Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	The portfolio seeks to deliver a total return through both capital appreciation and income.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0479	Dimensional Core 100/0 Wealth Portfolio	Single manager/Multi assets Style: Systematic/value/small cap Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	The portfolio seeks to deliver a total return through both capital appreciation and income.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Innova Asset Management

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0546	Innova Lifestyle Preservation Portfolio -Fundamental	Style: Diversified Benchmark: RBA Cash Rate +1.5% p.a. Time horizon: 5 years Risk rating: 3	Aims to provide a return exceeding the RBA Cash Rate +1.5% p.a. before fees over a rolling 5-year period by targeting a maximum expected annual volatility of 3% as measured by the standard deviation of monthly returns over rolling annual period. In a loss-making year, the portfolio aims to restrict losses to a maximum of 5% but this is not guaranteed.	TMD (PDF) Monthly factsheet (PDF)
NTH0547	Innova Wealth Creation Portfolio - Fundamental	Style: Diversified Benchmark: RBA Cash Rate +3.0% p.a. Time horizon: 7 years Risk rating: 5	Aims to provide a return exceeding the RBA Cash Rate +3.0% p.a. before fees over a rolling 7-year period by targeting a maximum expected annual volatility of 8% as measured by the standard deviation of monthly returns over rolling annual period. In a loss-making year, the portfolio aims to restrict losses to a maximum of 15% but this is not guaranteed.	TMD (PDF) Monthly factsheet (PDF)
NTH0515	Innova Aspiration Portfolio - Fundamental	Style: Diversified Benchmark: RBA Cash Rate +5.0% p.a. Time horizon: 10 years Risk rating: 6	Aims to provide a return exceeding the RBA Cash Rate +5.0% p.a. before fees over a rolling 10-year period by targeting a maximum expected annual volatility of 15% as measured by the standard deviation of monthly returns over rolling annual period. In a loss-making year, the portfolio aims to restrict losses to a maximum of 40% but this is not guaranteed.	TMD (PDF) Monthly factsheet (PDF)

InvestSense

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0291	InvestSense Diversified Portfolio 1	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: CPI + 1% p.a. Time horizon: 5 years Risk rating: 3/Low to medium	To deliver a return of CPI + 1% per annum over the long term by investing in a diverse mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0292	InvestSense Diversified Portfolio 2	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: CPI + 2% p.a. Time horizon: 5 years Risk rating: 4/Medium	To deliver a return of CPI + 2% per annum over the long term by investing in a diverse mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0293	InvestSense Diversified Portfolio 3	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: CPI + 3% p.a. Time horizon: 7 years Risk rating: 5/Medium to high	To deliver a return of CPI + 3% per annum over the long term by investing in a diverse mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0294	InvestSense Diversified Portfolio 4	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: CPI + 4% p.a. Time horizon: 10 years Risk rating: 6/High	To deliver a return of CPI + 4% per annum over the long term by investing in a diverse mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0295	InvestSense Diversified Portfolio 5	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: CPI + 5% p.a. Time horizon: 10 years Risk rating: 7/Very high	To deliver a return of CPI + 5% per annum over the long term by investing in a diverse mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1049	InvestSense Foundation Portfolio 1	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 1% p.a. Time horizon: 5 years Risk rating: 3/Low to medium	Aims to achieve a return of CPI + 1% p.a. by investing in a mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1050	InvestSense Foundation Portfolio 2	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 2% p.a. Time horizon: 5 years Risk rating: 4/Medium	Aims to achieve a return of CPI + 2% p.a. by investing in a mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1051	InvestSense Foundation Portfolio 3	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 3% p.a. Time horizon: 7 years Risk rating: 5/Medium to high	Aims to achieve a return of CPI + 3% p.a. by investing in a mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1052	InvestSense Foundation Portfolio 4	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 4% p.a. Time horizon: 10 years Risk rating: 6/High	Aims to achieve a return of CPI + 4% p.a. by investing in a mix of asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Lonsec

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0364	Lonsec Listed Managed Portfolio - Conservative	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 4 years Risk rating: 4/Medium	To deliver income and some capital growth over the minimum investment timeframe of 4 years through exposure across a range of asset classes by investing in listed products and equities.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0239	Lonsec Listed Managed Portfolio - Balanced	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 5/Medium to high	To deliver a balance of income with moderate capital growth over the suggested minimum investment timeframe of 5 years through exposure across a range of asset classes by investing in listed products and equities.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0240	Lonsec Listed Managed Portfolio - Growth	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 6 years Risk rating: 6/High	To deliver capital growth and some income over the suggested minimum investment timeframe of 6 years through exposure across a range of asset classes by investing in listed products and equities.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0241	Lonsec Listed Managed Portfolio - High Growth	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 6/High	To deliver primarily capital growth over the suggested minimum investment timeframe of 7 years through exposure across a range of asset classes by investing in listed products and equities.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1046	Lonsec Retirement Managed Portfolio - Conservative	Multi assets/multi manager - income focus Style: Active - objective based Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 3 years Risk rating: 3/Low to medium	Aims to generate 4% p.a. income with some capital growth over the suggested minimum investment timeframe.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1047	Lonsec Retirement Managed Portfolio - Balanced	Multi assets/multi manager - income focus Style: Active - objective based Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 years Risk rating: 4/Medium	Aims to generate 4% p.a. income with moderate capital growth over the suggested minimum investment timeframe.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1048	Lonsec Retirement Managed Portfolio - Growth	Multi assets/multi manager - income focus Style: Active - objective based Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	Aims to generate 4% p.a. income with high capital growth over the suggested minimum investment timeframe.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

MLC Asset Management

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0416	MLC Premium Conservative 30 Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: CPI + 1.5% p.a. Time horizon: 3 years Risk rating: 4/Medium	To outperform the benchmark over a rolling 3 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0417	MLC Premium Moderate 50 Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: CPI + 2.0% p.a. Time horizon: 3 years Risk rating: 5/Medium to high	To outperform the benchmark over a rolling 3 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0418	MLC Premium Balanced 70 Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: CPI + 3.0% p.a. Time horizon: 5 years Risk rating: 6/High	To outperform the benchmark over a rolling 5 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0419	MLC Premium Growth 85 Portfolio	Multi Asset/Multi manager Style: Active asset allocation Benchmark: CPI + 4.0% p.a. Time Horizon: 7 years Risk rating: 6/High	To outperform the benchmark over a rolling 7 year period.	TMD (PFD) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0420	MLC Premium High Growth 98 Portfolio	Multi Asset/Multi manager Style: Active asset allocation Benchmark: CPI + 4.5% p.a. Time Horizon: 7 years Risk rating: 6/High	To outperform the benchmark over a rolling 7 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0421	MLC Value Conservative 30 Portfolio	Multi Asset/Multi manager Style: Active with Cost conscious approach Benchmark: CPI + 1.25% p.a. Time Horizon: 3 years Risk rating: 4/Medium	To outperform the benchmark over a rolling 3 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0422	MLC Value Moderate 50 Portfolio	Multi Asset/Multi manager Style: Active with Cost conscious approach Benchmark: CPI + 1.75% p.a. Time Horizon: 3 years Risk rating: 5/Medium to high	To outperform the benchmark over a rolling 3 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0423	MLC Value Balanced 70 Portfolio	Multi Asset/Multi manager Style: Active with Cost conscious approach Benchmark: CPI + 2.5% p.a. Time Horizon: 5 years Risk rating: 6/High	To outperform the benchmark over a rolling 5 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0424	MLC Value Growth 85 Portfolio	Multi Asset/Multi manager Style: Active with Cost conscious approach Benchmark: CPI + 3.5% p.a. Time Horizon: 7 years Risk rating: 6/High	To outperform the benchmark over a rolling 7 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0425	MLC Value High Growth 98 Portfolio	Multi Asset/Multi manager Style: Active with Cost conscious approach Benchmark: CPI + 4.0% p.a. Time Horizon: 7 years Risk rating: 6/High	To outperform the benchmark over a rolling 7 year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Mercer

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0215	Mercer APS CoreSeries Conservative Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 1.5% p.a. Time horizon: 3 years Risk rating: 3/Low to medium	Aims to achieve a return of at least 1.5% per annum above CPI over the medium to longer term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0216	Mercer APS CoreSeries Balanced Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 3% p.a. Time horizon: 5 years Risk rating: 5/Medium to High	Aims to achieve a return of at least 3% per annum above CPI over the medium to longer term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0217	Mercer APS CoreSeries Growth Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: CPI + 4% p.a. Time horizon: 10 years Risk rating: 6/High	Aims to achieve a return of at least 4% per annum above CPI over the medium to longer term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Morningstar

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0297	Morningstar Moderate Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: CPI + 1% p.a. Time horizon: 3 years Risk rating: 3/Low to medium	To achieve a consistent income return and a modest amount of capital growth, by investing in a diversified portfolio of defensive and growth asset classes, with an emphasis on defensive asset classes. The portfolio aims to outperform the benchmark over rolling three-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0298	Morningstar Balanced Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: CPI + 2.5% p.a. Time horizon: 5 years Risk rating: 4/Medium	To achieve a moderate amount of capital growth with some income, by investing in a diversified portfolio of growth and defensive asset classes. The portfolio aims to outperform the benchmark over rolling five-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0299	Morningstar Growth Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: CPI + 4% p.a. Time horizon: 8 years Risk rating: 6/High	To achieve capital growth through investing in a diversified portfolio of growth and defensive asset classes, with an emphasis on growth asset classes. The portfolio aims to outperform the benchmark over rolling seven-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0300	Morningstar Aggressive Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: CPI + 4% p.a. Time horizon: 8 years Risk rating: 6/High	To achieve capital growth through investing in a diversified portfolio of growth and defensive asset classes, with a greater emphasis on growth asset classes. The portfolio aims to outperform the benchmark over rolling eight-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0301	Morningstar High Growth Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation Benchmark: CPI + 4.5% p.a. Time horizon: 9 years Risk rating: 6/High	To achieve capital growth through investing in a diversified portfolio of predominantly growth asset classes, with a small proportion of defensive asset classes. The portfolio aims to outperform the benchmark over rolling nine-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0302	Morningstar All Growth Portfolio	Multi asset/multi manager with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 10 years Risk rating: 7/Very high	To achieve capital growth through investing in a diversified portfolio of predominantly growth asset classes.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0375	Morningstar Medalist Core Conservative Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Conservative Target Allocation NR AUD Time horizon: 3 years Risk rating: 2/Low	To deliver outperformance of the benchmark over rolling 3-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0376	Morningstar Medalist Core Moderate Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 3 years Risk rating: 3/Low to medium	To deliver outperformance of the benchmark over rolling 3-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0377	Morningstar Medalist Core Balanced Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 4/Medium	To deliver outperformance of the benchmark over rolling 5-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0378	Morningstar Medalist Core Growth Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 7 years Risk rating: 5/Medium to high	To deliver outperformance of the benchmark over rolling 7-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0379	Morningstar Medalist Core High Growth Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 9 years Risk rating: 6/High	To deliver outperformance of the benchmark over rolling 9-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0380	Morningstar Medalist Core All Growth Portfolio	Multi assets/multi manager Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 10 years Risk rating: 7/Very high	To deliver outperformance of the benchmark over rolling 10-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

MST

North Code

Portfolio name

Portfolio summary

Investment objective

Downloads

NTH0558

Sandstone Income

Fixed Income

Style: Relative value

Benchmark: The portfolio objective is RBA Cash rate + 2.5% gross of franking, before fees.

Time horizon: minimum 4 years

Risk rating: 5/ Medium to High

Aims to deliver investors a predictable level of
income above prevailing cash rates whilst mitigating the risk on capital on a rolling4-year periods.

TMD (PDF)

NMMT

Diversified Index Managed Portfolios

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0432	Diversified Index Conservative Portfolio	Multi assets/multi manager Style: Index Growth/Defensive: 35/65 Benchmark: Morningstar Australian Multi-Sector Moderate Average Category Time horizon: 3 years Risk rating: 4/Medium	To perform in-line with the stated managed portfolio benchmark over rolling three-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly f actsheet (PDF)
NTH0433	Diversified Index Moderately Conservative Portfolio	Multi assets/multi manager Style: Index Growth/ Defensive: 55/45 Benchmark: Morningstar Australian Multisector Balanced Average Category Time horizon: 4 years Risk rating: 6/High	To perform in-line with the stated managed portfolio benchmark over rolling four-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0434	Diversified Index Balanced Portfolio	Multi assets/multi manager Style: Index Growth/Defensive: 70/30 Benchmark: Morningstar Australian Multisector Growth Average Category Time horizon: 5 years Risk rating: 6/High	To perform in-line with the stated managed portfolio benchmark over rolling five-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0435	Diversified Index Growth Portfolio	Multi assets/multi manager Style: Index Growth/Defensive: 85/15 Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 7 years Risk rating: 6/High	To perform in-line with the stated managed portfolio benchmark over rolling seven-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0436	Diversified Index High Growth Portfolio	Multi assets/multi manager Style: Index Growth/Defensive: 100/0 Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 10 years Risk rating: 6/High	To perform in-line with the stated managed portfolio benchmark over rolling ten-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

IndexPlus Managed Portfolios

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH1054	IndexPlus Conservative Managed Portfolio	Multi assets/multi manager Style: Core/satellite - passive core Benchmark: Morningstar Australian Multisector Moderate Average Category Time horizon: 3 years Risk rating: 3/Low to medium	Aims to provide stable return through a diversified portfolio of primarily defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1055	IndexPlus Moderately Conservative Managed Portfolio	Multi assets/multi manager Style: Core/satellite - passive core Benchmark: Morningstar Australian Multisector Balanced Average Category Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide moderate returns over the medium term through diversified portfolio of primarily defensive assets and some growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1056	IndexPlus Balanced Managed Portfolio	Multi assets/multi manager Style: Core/satellite - passive core Benchmark: Morningstar Australian Multisector Growth Average Category Time horizon: 5 years Risk rating: 6/High	Aims to provide moderate to high returns over the medium to long term through a diversified portfolio of growth and defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1057	IndexPlus Moderately Aggressive Managed Portfolio	Multi assets/multi manager Style: Core/satellite - passive core Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 6 years Risk rating: 6/High	Aims to provide moderate high returns over the long term through a diversified portfolio of primarily growth assets and some defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1058	IndexPlus Aggressive Managed Portfolio	Multi assets/multi manager Style: Core/satellite - passive core Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: Risk rating: 6/High	Aims to provide high long term returns through a diversified portfolio of primarily growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

MyNorth Sustainable Managed Portfolios

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH1116	MyNorth Sustainable Moderately Conservative Managed Portfolio	Multi assets/multi manager - sustainable Style: Style neutral Benchmark: Morningstar Australian Multisector Balanced Average Category Time horizon: 4 years Risk rating: 4/Medium	This managed Portfolio seeks to provide moderate returns over the medium term through a diversified portfolio of defensive and growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1053	MyNorth Sustainable Balanced Managed Portfolio	Multi assets/multi manager - sustainable Style: Style neutral Benchmark: Morningstar Australian Multisector Growth Average Category Time horizon: 5 years Risk rating: 5/Medium to high	Seeks to generate moderate to high returns over the medium to long term through a diversified portfolio of growth and defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1117	MyNorth Sustainable Moderately Aggressive Managed Portfolio	Multi assets/multi manager - sustainable Style: Style neutral Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 6 years Risk rating: 6/High	This managed portfolio seeks to provide high returns over the long term through a diversified portfolio of primarily growth assets and some defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Research Choice Managed Portfolios - Accumulation range

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH1006	Research Choice Conservative Accumulation Portfolio	Multi assets/multi manager Style: Style neutral Benchmark: Morningstar Australian Multisector Moderate Average Category Time horizon: 3 years Risk rating: 3/Low to medium	Aims to provide stable return through a diversified portfolio of primarily defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1007	Research Choice Moderately Conservative Accumulation Portfolio	Multi assets/multi manager Style: Style neutral Benchmark: Morningstar Australian Multisector Balanced Average Category Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide moderate returns over the medium term through diversified portfolio of primarily defensive assets and some growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1008	Research Choice Balanced Accumulation Portfolio	Multi assets/multi manager Style: Style neutral Benchmark: Morningstar Australian Multisector Growth Average Category Time horizon: 5 years Risk rating: 6/High	Aims to provide moderate to high returns over the medium to long term through a diversified portfolio of growth and defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1009	Research Choice Moderately Aggressive Accumulation Portfolio	Multi assets/multi manager Style: Style neutral Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 6 years Risk rating: 6/High	Aims to provide moderately high returns over the long term through a diversified portfolio of primarily growth assets and some defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1010	Research Choice Aggressive Accumulation Portfolio	Multi assets/multi manager Style: Style neutral Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 7 years Risk rating: 6/High	Aims to provide high long term returns through a diversified portfolio of primarily growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Research Choice Managed Portfolios - Income range

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH1001	Research Choice Conservative Income Portfolio	Multi assets/multi manager - income focus Style: Style neutral Benchmark: Morningstar Australian Multisector Moderate Average Category Time horizon: 3 years Risk rating: 3/Low to medium	Aims to provide stable return and higher income through a diversified portfolio of primarily defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1002	Research Choice Moderately Conservative Income Portfolio	Multi assets/multi manager - income focus Style: Style neutral Benchmark: Morningstar Australian Multisector Balanced Average Category Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide higher income and reduced volatility over the medium term through a diversified portfolio of primarily defensive assets and some growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1003	Research Choice Balanced Income Portfolio	Multi assets/multi manager - income focus Style: Style neutral Benchmark: Morningstar Australian Multisector Growth Average Category Time horizon: 5 years Risk rating: 6/High	Aims to provide higher income and reduced volatility over the medium to long term through a diversified portfolio of growth and defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1004	Research Choice Moderately Aggressive Income Portfolio	Multi assets/multi manager - income focus Style: Style neutral Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 6 years Risk rating: 6/High	Aims to provide higher income and reduced volatility over the medium to long term through a diversified portfolio of growth assets and some defensive assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1005	Research Choice Aggressive Income Portfolio	Multi assets/multi manager - income focus Style: Style neutral Benchmark: Morningstar Australian Multisector Aggressive Average Category Time horizon: 7 years Risk rating: 6/High	Aims to provide higher income and reduced volatility over the long term through a diversified portfolio of primarily growth assets.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Research Choice Managed Portfolios - Objective range

North Code

Portfolio name

Portfolio summary

Investment objective

Downloads

NTH1011

Research Choice Cautious Income Portfolio (Objective Based)

Multi Assets/Multi manager - Income Focus

Style: Style neutral/objective based

Benchmark: Consumer Price Index (CPI) + 1.0%

Time horizon: 4 years

Risk rating: 4/Medium

Aims to provide regular and higher income, modest capital growth and strong Focus towards capital preservation.

TMD (PDF)

Monthly factsheet (PDF)

Quarterly factsheet (PDF)

NTH1012

Research Choice Income Builder Portfolio (Objective Based)

Multi assets/multi manager - income Focus

Style: Style neutral/objective based

Benchmark: Consumer Price Index (CPI) + 2.0%

Time horizon: 5 years

Risk rating: 6/High

Aims to provide higher current and Future income, modest capital growth and greater Focus towards capital preservation.

TMD (PDF)

Monthly factsheet (PDF)

Quarterly factsheet (PDF)

Quilla

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH1020	Quilla Income Generator Portfolio	Multi assets/multi manager - income focus Style: Active asset allocation/valuation driven Benchmark: Consumer Price Index Trimmed Mean (CPI) + 2.5% p.a Time horizon: 3 years Risk rating: 3/Low to medium	Aims to deliver a predominantly income-based investment return of 2.5% p.a. above inflation over rolling 3-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1021	Quilla Wealth Accumulator Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: Consumer Price Index Trimmed Mean (CPI) + 3.5% p.a Time horizon: 5 years Risk rating: 4/Medium	Aims to deliver an investment return of 3.5% p.a. above inflation over rolling 5-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1022	Quilla Wealth Accelerator Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: Consumer Price Index Trimmed Mean (CPI) + 4.5% p.a Time horizon: 7 years Risk rating: 5/Medium to high	Aims to deliver an investment return of 4.5% p.a. above inflation over rolling 7-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1023	Quilla Wealth Accelerator Plus Portfolio	Multi assets/multi manager Style: Active asset allocation/valuation driven Benchmark: Consumer Price Index Trimmed Mean (CPI) + 5.0% p.a Time horizon: 7 years Risk rating: 6/High	Aims to deliver an investment return of 5.0% p.a. above inflation over rolling 7-year periods.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Russell Investment Management

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0283	Russell Investments Managed Portfolio - Conservative	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 3 years Risk rating: 3/Low to medium	To provide returns over the short to medium term, with low volatility, consistent with a diversified mix of predominantly defensive assets and some growth-oriented assets. The portfolio aims to outperform the benchmark over the long term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0284	Russell Investments Managed Portfolio - Diversified 50	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 years Risk rating: 4/Medium	To provide returns over the medium term, with moderate volatility, consistent with a diversified mix of defensive and growth-oriented assets. The portfolio aims to outperform the benchmark over the long term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0285	Russell Investments Managed Portfolio - Balanced	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 5/Medium to high	To provide returns over the medium to long term, with moderate to high volatility, consistent with a diversified mix of growth-oriented assets and some defensive assets. The portfolio aims to outperform the benchmark over the long term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0286	Russell Investments Managed Portfolio - Growth	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 6 years Risk rating: 6/High	To provide capital growth over the long term, consistent with a portfolio focusing on growth-oriented assets, while accepting fluctuations in capital values in the short term. The portfolio aims to outperform the benchmark over the long term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0287	Russell Investments Managed Portfolio - High Growth	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 7/Very high	To provide capital growth over the long term, consistent with a portfolio focusing solely on growth-oriented assets, while accepting fluctuations in capital values in the medium term. The portfolio aims to outperform the benchmark over the long term.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0288	Russell Investments Managed Portfolio - Geared 120	Multi assets with listed securities Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 8 years Risk rating: 7/Very high	To provide capital growth over the long term consistent with a portfolio focusing solely on growth assets, while accepting fluctuations in capital values in the medium term. The portfolio typically has exposure to growth investments of around 120% as the allocation to geared investment strategies will generally be 20% of the portfolio.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0431	Russell Investments Sustainable Managed Portfolio – Conservative	Multi assets/multi manager with listed securities - sustainable Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 3 years Risk rating: 3/Low to medium	To provide returns over the short to medium term, with low volatility, consistent with a diversified mix of predominantly defensive assets and some growth-oriented assets. The portfolio aims to provide exposure to predominantly sustainable investment strategies and outperform the benchmark over a rolling three-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0331	Russell Investments Sustainable Managed Portfolio – Diversified 50	Multi assets/multi manager with listed securities - sustainable Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 4 years Risk rating: 4/Medium	To provide returns over the medium term, with moderate volatility, consistent with a diversified mix of defensive and growth-oriented assets. The portfolio aims to provide exposure to predominantly sustainable investment strategies and outperform the benchmark, after fees, over a rolling four-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0289	Russell Investments Sustainable Managed Portfolio - Balanced	Multi assets/multi manager with listed securities - sustainable Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 5/Medium to high	To provide returns over the medium to long term, with moderate to high volatility, consistent with a diversified mix of predominantly growth-oriented assets and some defensive assets. The portfolio aims to provide exposure to predominantly sustainable investment strategies and outperform the benchmark over a rolling five-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0290	Russell Investments Sustainable Managed Portfolio - Growth	Multi assets/multi manager with listed securities - sustainable Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 6 years Risk rating: 6/High	To provide returns over the medium to long term, with moderate to high volatility, consistent with a portfolio focusing on growth-oriented assets. The portfolio aims to provide exposure to predominantly sustainable investment strategies and outperform the benchmark over a rolling six-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0365	Russell Investments Sustainable Managed Portfolio - High Growth	Multi assets/multi manager with listed securities - sustainable Style: Active asset allocation/valuation driven Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 7/Very high	To provide returns over the medium to long term, with moderate to high volatility, consistent with a portfolio focusing on growth-oriented assets. The portfolio aims to provide exposure to predominantly sustainable investment strategies and outperform the benchmark over a rolling seven-year period.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Watershed Funds Management

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0531	Watershed Moderate Portfolio	Style: Diversified Benchmark: Morningstar Australia Moderate Target Allocation NR AUD Time horizon: 5 years Risk rating: 4	Aims to deliver outperformance of the benchmark over 5 years, after fees.	TMD (PDF) Monthly factsheet (PDF)
NTH0532	Watershed Balanced Portfolio	Style: Diversified Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 5 years Risk rating: 5	Aims to deliver outperformance of the benchmark over 5 years, after fees.	TMD (PDF) Monthly factsheet (PDF)
NTH0533	Watershed Growth Portfolio	Style: Diversified Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 5 years Risk rating: 7	Aims to deliver outperformance of the benchmark over 5 years, after fees	TMD (PDF) Monthly factsheet (PDF)
NTH0534	Watershed High Growth Portfolio	Style: Diversified Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 7	Aims to deliver outperformance of the benchmark over 5 years, after fees.	TMD (PDF) Monthly factsheet (PDF)

Zenith

North Code	Portfolio name	Portfolio summary	Investment objective	Downloads
NTH0279	Zenith Dynamic ETF 50% Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 3 years Risk rating: 4/Medium	Aims to provide income, a moderate level of capital growth and capital volatility over an investment timeframe of 3 years.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0280	Zenith Dynamic ETF 70% Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide income, a moderate level of capital growth and a moderately high level of capital volatility over an investment timeframe of 4 years.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0281	Zenith Dynamic ETF 85% Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	Aims to provide income, a moderate level of capital growth and a high level of capital volatility over an investment timeframe of 5 years.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH0282	Zenith Dynamic ETF 100% Growth Portfolio	Multi assets with ETFs Style: Active asset allocation Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 7/Very high	Aims to provide income, a high level of capital growth and a very high level of capital volatility over an investment timeframe of 7 years.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1024	Zenith Essentials 50% Growth Portfolio	Multi assets/multi manager Style: Active with cost conscious approach Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 3 years Risk rating: 4/Medium	Aims to provide income with a moderate level of capital growth and a moderate level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1025	Zenith Essentials 70% Growth Portfolio	Multi assets/multi manager Style: Active with cost conscious approach Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide income with a moderate level of capital growth and a moderately high level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1026	Zenith Essentials 85% Growth Portfolio	Multi assets/multi manager Style: Active with cost conscious approach Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	Aims to provide income with a high level of capital growth and a high level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1027	Zenith Essentials 100% Growth Portfolio	Multi assets/multi manager Style: Active with cost conscious approach Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 7 years Risk rating: 7/Very high Risk rating: 5/Medium to high	Aims to provide income with a high level of capital growth and a very high level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1113	Zenith Elite Blends 50% Growth Portfolio	Multi assets/multi manager Style: Active asset allocation - best ideas Benchmark: Morningstar Australia Balanced Target Allocation NR AUD Time horizon: 3 years Risk rating: 4/Medium	Aims to provide income, with a moderate level of capital growth and capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1114	Zenith Elite Blends 70% Growth Portfolio	Multi assets/multi manager Style: Active asset allocation - best ideas Benchmark: Morningstar Australia Growth Target Allocation NR AUD Time horizon: 4 years Risk rating: 5/Medium to high	Aims to provide income with a moderate level of capital growth and a moderately high level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)
NTH1115	Zenith Elite Blends 85% Growth Portfolio	Multi assets/multi manager Style: Active asset allocation - best ideas Benchmark: Morningstar Australia Aggressive Target Allocation NR AUD Time horizon: 5 years Risk rating: 6/High	Aims to provide income with a high level of capital growth and a high level of capital volatility.	TMD (PDF) Monthly factsheet (PDF) Quarterly factsheet (PDF)

Resources

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MyNorth Managed Portfolios PDS

Guide to managed portfolios

Looking to begin your managed portfolios journey but not sure where to start?

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