Make a compliant

Your feedback is important to us. If there’s something we can improve, or you’re not satisfied with our products, services, or staff, we want to know about it.

We treat every complaint seriously and aim to find a solution that's fair and reasonable. At all times, we follow our complaint handling principles.

Complaints process


Tell us what's happened


We’ll acknowledge your complaint within 1 business day of hearing about it


We’ll resolve your complaint on the spot or escalate to our Customer Resolution Team

How to make a complaint?

There are a few ways to make a complaint:

  • Online via our feedback form
  • By calling 1800 667 841 (8:30am - 7:00pm Monday – Friday, Sydney time)
  • By emailing
  • By writing to us at North Service Centre GPO Box 2915, Melbourne VIC 3001

To help us respond to your complaint quickly, please include the following information:

  • The word 'Complaint' in the subject line or heading of the email or letter
  • Your name and contact details including your contact number and email
  • What your complaint is about, what went wrong, and what you’d like us to do
  • Any supporting documentation

We recommend you keep a copy of your complaint and original documents for your records.

What happens next?

In our response to your complaint, we’ll call you and provide a written explanation of:

  • Our investigation into your complaint
  • Attempts to resolve your complaint
  • Reasons for our decision
  • How you can access any documents considered
  • How you can escalate the complaint to an external organisation (and their contact details) if your complaint has not been resolved to your complete satisfaction

How long does it take?

If we can’t resolve your issue on the spot, we’ll escalate to our Customer Resolution Team (CRT), who will acknowledge receipt of the complaint within one business day and provide you with a reference number.

The timeframe in which we aim to resolve your complaint depends on the type of complaint and product(s) you have with us.

Credit related complaints involving hardship notices or requests to postpone enforcement proceedings  21 calendar days after receiving the complaint
Credit related complaints involving default notices 21 calendar days after receiving the complaint
Superannuation trustee complaints 45 calendar days after 
receiving the complaint
Superannuation death benefit distribution complaints 90 calendar days after receiving the complaint
Standard complaints (anything that doesn’t fit the above including other banking complaints) 30 calendar days after receiving the complaint

We always aim to resolve your complaint as quickly as possible. However, there may be exceptional circumstances where the timeframes may be extended. We’ll contact you and give you an update at least every 10 days. 

Hardship and financial difficulty

If you are experiencing hardship or financial difficulty as a result of your complaint, please let us know as soon as possible so we can discuss your circumstances and possible solutions.

Need help making a complaint?

Authorising someone to help you

You can appoint an authorised or legal representative, friend, or family member to manage your complaint on your behalf. We need your verbal or written permission to speak with anyone else about your complaint.

Accessibility support

If you have a hearing or speech impairment, you can use the National Relay Service to help get in touch with us:

TTY (Type and Listen) Call 133 677 then ask for 1800 667 841
Voice Relay Call 1300 555 727 then ask for 1800 667 841
SMS Relay Text 0423 677 767

The Translating and Interpreting Service (TIS National) is an interpreting service provided by the Department of Home Affairs for people who do not speak English and for agencies and businesses that need to communicate with their non-English speaking clients. TIS National can be contacted on 131 450 (within Australia) or +613 9268 8332 (outside Australia).

Not satisfied?

If you’re unhappy with the outcome or handling of your complaint, or if we have not responded within the above timeframes, you can lodge a dispute with the Australian Financial Complaints Authority (AFCA).

AFCA provides a fair and independent complaint resolution service that’s free to consumers and small businesses.

Phone 1800 931 678
Mail GPO Box 3, Melbourne VIC 3001

There are time limits for lodging certain complaints with AFCA. This includes complaints about the payment of a death benefit, which you must lodge with AFCA within 28 days of receiving our written decision.

Give a compliment

Did one of our team members make things easier, quicker, or extra special for you? We’d love to hear about it so we can pass on the compliment and make sure we keep up the good work.

There are a few ways to share your positive experience:

  • Online via our feedback form
  • By calling 1800 667 841 (8:30am - 7:00pm Monday – Friday, Sydney time)
  • By emailing
  • By writing to us at North Service Centre GPO Box 2915, Melbourne VIC 3001


Important information

The information on this page has been provided by NMMT Limited ABN 42 058 835 573, AFSL 234653 (NMMT). It contains general advice only, does not take account of your personal objectives, financial situation or needs, and you should consider whether this information is appropriate for you before making any decisions. It’s important you consider your circumstances and read the relevant product disclosure statement and target market determination, available from or by contacting the North Service Centre on 1800 667 841, before deciding what’s right for you.  

You can read the Financial Services Guide online for more information, including the fees and benefits that companies related to NMMT, N.M. Superannuation Proprietary Limited ABN 31 008 428 322, AFSL 234654 (N.M. Super) and their representatives may receive in relation to products and services provided.   

North and MyNorth are trademarks registered to NMMT.  

All information on this website is subject to change without notice.