Member annual outcomes assessments

Product determination and summaries provided by N.M. Super

About member outcomes assessments

As trustee of the Wealth Personal Superannuation and Pension Fund, every year we’re required to assess the performance of the super and retirement products we oversee, to make sure they continue to promote members’ financial interests. 

Our product determination is what we produce to show the results of our assessment and must be provided for each superannuation product offered. 


What this means for members

We want to make sure members have access to competitive products and investment outcomes, operational excellence and a member led culture with well-managed business operations supporting them.

The product determination and summaries provided here are the assessments we’ve done, looking into each product available to members, to make sure they meet these standards. 

We assess these outcomes using our own strategy (more on that below), as well as a set of rules governed by the Australian Prudential Regulation Authority (APRA) that make sure the financial interests of members are being promoted.

For any help or questions, call us on:

1800 667 841

Monday to Friday
8.30am - 7pm (AEST)

A message from Tony Brain

Chair, N.M. Superannuation Proprietary Limited 

On behalf of the Trustee Board of Directors I hope your upcoming year is already much less disruptive than 2020 was, and you’re having a healthy and safe 2021. 

It was important to us, that the services delivered in 2020 responded swiftly to support our members impacted by the global pandemic, as well as local events such as the bushfires in early 2020. And it’s important for that support to remain available especially as we continue to have extreme weather events in Australia. Beyond this we’re always looking for ways to make sure the products we oversee, continue to be in our members’ best interests.  

The Product Determinations and Summaries provided here focus on presenting members with an overview of our (the Trustee’s) findings for how each product is achieving the desired member outcomes. We fully support this new member outcomes framework as it imposes stronger obligations on all super trustees to strengthen their focus on delivering quality outcomes for their members.

Thank you for choosing us to help you manage your superannuation, to achieve your retirement goals. Your feedback is always welcome.

Find a product determination or summary

Download the assessment for a Wealth Personal Superannuation and Pension Fund product here to understand how it’s performing against our strategy and APRA’s rules. 

Summary of member outcomes

We look at a range of things to make sure the Fund’s products continue to promote our members' financial interests.

The main features we measure include:

  • Investment performance including investment strategy, investment risk and net returns.
  • Fees & costs including the basis for setting fees and appropriateness for members.
  • Scale of the Fund including operating expenses and benefits to members.
  • Insurance offering for members including the insurance strategy and level of premiums.

Our strategic objectives:

  • Enhanced member outcomes & experiences - Simplified product and service offer to members which supports whole-of-life stages.
  • Competitive product & operational excellence - Improve risk-adjusted net investment performance for members and ensure sustainable cost base to deliver targeted member outcomes.
  • Autonomous & effective trustee - Improve member satisfaction and advocacy of the trustee's role and value-add in delivering member outcomes.
  • Member first culture & capabilities - Strengthen board & trustee office capabilities to represent members' interests.

Frequently asked questions

Read more about our member outcomes and how they effect you.

Read more

Important information

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Product Determinations are issued by N.M. Superannuation Proprietary Limited (NM Super) ABN 31 008 428 322 AFSL 234654 RSE L0002523 as trustee for the Super Directions Fund and the Wealth Personal Superannuation and Pension Fund. Products in the Super Directions Fund and the Wealth Personal Superannuation and Pension Fund are issued by N.M. Super, which is part of the AMP group (AMP).

This information is provided by NM Super and is general in nature only. It hasn’t taken your financial or personal circumstances into account. It’s important to consider your particular circumstances and read the relevant product disclosure statement or terms and conditions available from AMP at or by calling 131 267, before deciding what’s right for you. You can read our Financial Services Guide  online for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. You can also ask us for a hardcopy. All information on this website is subject to change without notice.