The journey of a lifetime


When it comes to retirement, it’s the uncertainty that can spoil things.

Let’s face it, we don’t know exactly how long we’re going to live. So it can make it difficult to know how much you can safely draw down from your retirement savings to generate an income. 

Most retired Australians err on the side of caution. They draw less income than they could and leave more of their savings behind than they intended. 

That’s where MyNorth Lifetime comes in – a suite of three super and pension accounts designed to provide you with a high rate of income in retirement that never runs out, while enjoying potential tax and pension benefits along the way.

Jump in and enjoy MyNorth Lifetime benefits at any stage – from when you’re just starting out in the workforce all the way through to retirement. The earlier you start, the more you stand to enjoy the tax, pension and income benefits.

MyNorth Lifetime is only available through your financial adviser. So give them a call today. 

Awarded for putting you first*

North awards May 2026

How MyNorth Lifetime works

MyNorth Lifetime offers three account types that provide your adviser with the flexibility to create your retirement strategy based on your goals and objectives. The three accounts are designed to support different objectives, there is not a set ‘first’ account and they do not follow a consecutive order.  

Save for retirement with MyNorth Lifetime Super

Designed for those in accumulation, make and receive super contributions into a MyNorth Lifetime Super account. You can open a Lifetime Super account at any age up to 64 and 10 months. 

MyNorth Lifetime Super

The MyNorth Lifetime Super account operates much like a regular super account but you’re free to choose from the North platform’s extensive investment menu. You’re not locked in and along the way you’ll increase your eligibility for the age pension, with a potential discount of at least 40% on the asset test, at no additional fee.

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Ease into retirement with MyNorth Deferred Lifetime Income

To support you as you plan, strategise, and ease into retirement. When you hit 60 and you’ve met a condition of release, you can take out a MyNorth Deferred Lifetime Income account – the first pension account in Australia that accepts contributions. 

MyNorth Deferred Lifetime Income

The MyNorth Deferred Lifetime Income account allows you to accumulate wealth tax-free and nominate a reversionary, meaning if something were to happen to you your spouse would continue receiving the income from your account. You could also potentially receive some or more Age Pension. 

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Retire with comfort and confidence with MyNorth Lifetime Income

Enjoy a retirement with peace of mind. The MyNorth Lifetime Income account allows you to draw an income and provides an annual bonus that’s guaranteed by one of Australia’s top life insurers. 

MyNorth Lifetime Income

The MyNorth Lifetime Income account's annual bonus works a bit like life insurance in reverse. Instead of paying annual premiums that rise each year in exchange for a lump sum paid to the estate after death, you’ll get a yearly payment that rises the longer you live. And in return, the premium is paid from your account when you die or exit the platform. 

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Important information

The information on this page has been provided by NMMT Limited ABN 42 058 835 573, AFSL 234653 (NMMT). It contains general advice only, does not take account of your client’s personal objectives, financial situation or needs, and a client should consider whether this information is appropriate for them before making any decisions. It’s important your client consider their circumstances and read the relevant product disclosure statement (PDS), investor directed portfolio guide (IDPS Guide) and target market determination (TMD), available from northonline.com.au or by contacting the North Service Centre on 1800 667 841, before deciding what’s right for them.  

MyNorth Investment and North Investment are operated by NMMT. MyNorth Investment Guarantee is issued by National Mutual Funds Management Limited ABN 32 006 787 720, AFSL 234652 (NMFM). MyNorth Super and Pension (including MyNorth Lifetime), MyNorth Super and Pension Guarantee and North Super and Pension are issued by N.M. Superannuation Proprietary Limited (ABN 31 008 428 322, AFSL 234654 (NM Super) as trustee of the Wealth Personal Superannuation and Pension Fund (the Fund) ABN 92 381 911 598. NMMT issues the interests in and is the responsible entity for MyNorth Managed Portfolios. All managed portfolios may not be available across all products on the North platform. All of the products above are referred to collectively as MyNorth Products.  The information on this page is provided only for the use of advisers, it is not intended for clients. This page provides a brief overview of some of the benefits of investing in MyNorth Products. The adviser remains responsible for any advice/services they provide to clients including making their own inquiries and ensuring that the advice/services are appropriate and in accordance with all legal requirements. 

You can read the Financial Services Guide online for more information, including the fees and benefits that companies related to NMMT, N.M. Superannuation Proprietary Limited ABN 31 008 428 322, AFSL 234654 (N.M. Super) and their representatives may receive in relation to products and services provided.   

North and MyNorth are trademarks registered to NMMT.  

All information on this website is subject to change without notice. 

* Chant West Advised Product of the Year Winner 2025, Chant West Best Fund: Lifetime Product Winner 2024 and 2025, Chant West 5 Apples Platform Rating: AMP North, 2024 and 2025, Chant West Best Fund: Innovation Winner 2023, Chant West 5 Apples Lifetime Product Rating: MyNorth Lifetime, 2025.

Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 22 May 2025 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards.