Create a Lifetime of possibilities

Building flexibility today,

providing greater options later.

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More options today means more options tomorrow, with MyNorth Lifetime

The market-first retirement income solution to prepare your clients for the possibilities of retirement.

  • An average 60% observed increase in members' retirement income
  • Concessional discounts on the Age Pension assets and income tests
  • No additional fees to access MyNorth Lifetime Super
  • Unrestricted choice across all North investment menus

             

  • MyNorth Lifetime Super

    Preparation for uncertainty and possibillities.

    MyNorth Lifetime Super works like a regular super account with no additional fees or lock-in, while building enhanced tax and Centrelink benefits - including a potential 40% assets-test discount - so your clients can pursue a more comfortable, lifelong retirement income2.

  • Lifetime Income

    Income for life.

    A MyNorth Lifetime Income account combines the flexibility of an account-based pension that provides a high-rate market-linked income stream with the certainty of a lifetime cashflow that never runs out. In exchange for this protection, a payment adjustment applies when the investment is exited or upon death. 

  • Deferred Lifetime Income

    The first pension account in Australia that accepts contributions.

    A MyNorth Deferred Lifetime Income account can be used before retirement and may provide enhanced tax, transfer balance and Centrelink benefits to maximise retirement benefits for your clients. 

Better prepare your clients for the possibilities of retirement

Retirement can be a frightening concept for many Australians. Often, for the first time in a person’s life, they are drawing down on their finances rather than contributing to them. What’s more, they don’t know how long their money needs to last. The common question is always ‘will I have enough?’.  

This results in many retirees being more conservative than they need to be. They’re not enjoying the lifestyle they could be, and are forgoing goods and experiences that could help make their retirement happier and more comfortable. To help with this problem, North has created  MyNorth Lifetime solutions. 

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Don't predict the future.
Prepare for it.

A first-of-its-kind, award-winning retirement solution1 that could offer tax benefits and a retirement income that lasts for life. It puts the adviser in the driver’s seat, giving you full investment control and creating opportunities for an ongoing client relationship. It can be a great solution to support your clients’ goals and evolving retirement needs.
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The importance of retirement for your business

Retirement is on everyone’s horizon, but what that horizon delivers can vary greatly. This is why retirement planning is a strong part of an adviser’s offering.  

As you help create the future your clients are aiming for, it also opens the door for more opportunities for your business. We understand that retirement planning is a key way advisers can demonstrate ongoing value, to clients and their families. Through your knowledge, expertise and guidance, you can help clients with a range of needs, including: 

  • investment advice
  • minimising fees 
  • maximising social security entitlements 
  • cashflow management 
  • estate planning 
  • management of the family home (keep / keep and rent out / sell) 
  • understanding and funding aged care. 

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We're here to help
 

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    With experienced, on-the-ground representatives in each state, our team is ready to support with everything from initial set-up and training to client onboarding and day-to-day operations. We're just a phone call away.

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    Please complete the form and we will get back to you. If you’re a client, or an adviser already using North, contact our North Service Centre.

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What you need to know

Product disclosure

The information on this page has been provided by NMMT Limited ABN 42 058 835 573, AFSL 234653 (NMMT) for professional adviser use only. It is not intended for retail clients. It contains general advice, does not take account of your client’s personal objectives, financial situation or needs, and a client should consider whether this information is appropriate for them before making any decisions. It’s important your client considers their circumstances and read the relevant product disclosure statement (PDS), investor directed portfolio services guide (IDPS Guide) and target market determination (TMD), available from northonline.com.au or by contacting the North Service Centre on 1800 667 841, before deciding what’s right for them.  

MyNorth Super and Pension (including MyNorth Lifetime), MyNorth Super and Pension Guarantee and North Super and Pension are issued by N. M. Superannuation Proprietary Limited (ABN 31 008 428 322, AFSL 234654) (NM Super) as trustee of the Wealth Personal Superannuation and Pension Fund (the Fund) ABN 92 381 911 598. MyNorth Investment and North Investment are operated by NMMT. MyNorth Investment Guarantee is issued by National Mutual Funds Management Limited ABN 32 006 787 720, AFSL 234652 (NMFM). NMMT issues the interests in and is the responsible entity for MyNorth Managed Portfolios. All managed portfolios may not be available across all products on the North platform. All of the products above are referred to collectively as MyNorth Products.  

* The 60% average in retirement income is based on analysis done in May 2025 by NMMT. Our observed retirement income of over 2050 members holding MyNorth Lifetime accounts against observed retirement income of MyNorth Allocated Pension members who didn’t hold a MyNorth Lifetime account. We looked at retirement income that members received from MyNorth Lifetime, MyNorth Allocated Pension, and our estimate of members’ eligible Centrelink entitlements with and without MyNorth Lifetime. Actual outcomes may vary due to a variety of factors.  

^ Compared to typical account-based pension income rates

The adviser remains responsible for any advice/services they provide to clients including making their own inquiries and ensuring that the advice/services are appropriate and in accordance with all legal requirements.  All Centrelink and tax information is based on NMMT’s current understanding of the applicable legislation and is subject to change. Any Centrelink and tax information is not personal advice and should not be relied on as such.

You can read the Financial Services Guide online for more information, including the fees and benefits that companies related to NMMT, NM Super and their representatives may receive in relation to products and services provided.  You can also ask us for a hard copy.

North and MyNorth are trademarks registered to NMMT.  

All information on this website is based on NMMT’s current understanding of the relevant legislation as at 22 September 2026 and is subject to change without notice. 

1 Chant West Advised Product of the Year Winner 2025 and 2026, Chant West Best Fund: Lifetime Product Winner 2024, 2025 and 2026, Chant West 5 Apples Platform Rating: AMP North, 2024 and 2025, Chant West Best Fund: Innovation Winner 2023, Chant West 5 Apples Lifetime Product Rating: MyNorth Lifetime, 2025.

2 Compared to typical account-based pension income rates

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West platform (assigned September 2025) and lifetime product rating (assigned December 2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG. Chant West Awards issued 27 May 2026 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/.

© 2024 NMMT Limited. All rights reserved.

AMP acknowledges the Traditional custodians of lands, waters and communities throughout Australia. We pay our respects to the traditions, ancient protocols, and cultural practices of Aboriginal and Torres Strait Islander Peoples, who have lived and cared for country. We extend that same respect and recognition to the Elders of this land, both past and present.